Drowning
$500,000
A young toddler was visiting his grandparents along with other grandchildren. The older boys went outside to play ball. The little boy got bored and wandered into the inground swimming pool, where he fell in. When the grandparents discovered the boy was not playing with the older kids, they looked around and found him drowned in the pool. The gate on the pool was unlocked and low enough for him to open it. The case was settled on behalf of the parents of the child against the grandparents homeownerβs insurance for the policy limits.